Easiest way to get bad credit Smartphones:
People with bad credit scores know the feeling of being rejected by network companies when they apply for a mobile phone contract. Don’t worry – you’re not alone, and most providers know this. In fact, most providers now offer bespoke bad credit mobile phone plans that specifically target people with bad credit ratings.
As most of you know, mobile plan providers perform a credit check on each applicant. However, with no credit mobile phone plans, the provider doesn’t perform one, or if they do, they are very lenient when it comes to credit rating standards. Some mobile phone plans geared towards applicants with bad credit actually require you to have a low credit rating in order to apply for a bad credit mobile phone plan.
So how do you apply for a mobile plan despite your bad credit score? Follow these tips and you’ll be the proud owner of a new smartphone in no time.
Check With Your Mobile Phone Providers
Most of the time, people try to downplay their credit rating problems when applying for a smartphone plan. However, since the dawn of no credit mobile phone plans, it’s actually better to be upfront about your financial status. You don’t even need to go to the nearest store or hub, you can look for plans online. Most popular mobile phone network providers like Vodafone, O2 and Tesco have bad credit deals; they simply don’t advertise it as much due to obvious reasons.
Some websites won’t actively mention smartphone deals for those with bad credit, so an email to their customer service department is in order. Ask around for good mobile deals on bad credit. There are even websites on the Internet that help you look for the latest bad credit mobile phone deals out there.
Consider Alternative Mobile Plans
Most mobile plans come in a bundle – you get your smartphone plus a SIM card, along with whatever goodies the mobile phone network company offers. However, these popular deals are usually only reserved for people with good credit ratings. Obviously, no credit mobile phone deals would have severe limitations, but if you’re okay with these, then the chances of you getting a smartphone are guaranteed.No credit mobile phone plans usually require you to pay a deposit upfront. From a business perspective, accepting a mobile plan application from someone with a bad credit rating is a huge risk for providers. A large upfront deposit would lessen the risk.
Another alternative is a mobile phone plan with high service rates. This is a good option if your bad credit rating is a result of past financial hardships and you’re current stable and can afford to pay higher rates for services like texts and calls. Mobile plans like these can get pretty expensive, so choose one with a relatively short lock-in period.If you already have a smartphone, you can consider a SIM-only contract. These contracts almost always guarantees an approval. This is a good option for people who already have a handset.
Bad Credit Mobile Phone Plans As Stepping Stones:
While there are several options available to people with bad credit ratings, nobody wants to be limited in the amount of options they have. With bad credit mobile phone deals, there are a lot of limitations like limited choices in smartphone models and higher service charges. Fortunately, you can use your no credit mobile phone contract to improve your credit rating. If you pay your bills on time, your credit rating will gradually improve and you might find yourself eligible for regular mobile phone contracts.